With such diverse architectural designs available, it can be challenging to determine the ideal fit based on personal preference and lifestyle. After all, each one boasts distinctive characteristics, from the charming coziness of cottages to the sleek modern lines of contemporary residences. Learn more about the following home styles, including some of their pros and cons, to find out which one perfectly complements your vision and needs. Cape Cod Immensely popular from the 1920s to the mid-1950s, these simply designed homes have an appeal that endures to this day. They typically feature … Continue reading...

If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is great news for buyers. As a recent article from Bankrate says: “The rate cool-off somewhat eases the housing affordability squeeze.” And according to Edward Seiler, AVP of Housing Economics and Executive Director of the Research Institute for Housing America … Continue reading...

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things to remember when you apply for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and cash isn’t easily traceable. Before you deposit any cash into your accounts, discuss the proper way to document your transactions with your loan officer. Don’t Make Any … Continue reading...

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer homes available now: a graph with red and blue squares Here’s a breakdown of how this benefits you when you sell. 1. You Have More Options for Your Move Are you … Continue reading...