Which State do you want to move to in the future? I have connections in all 50 states with Real Estate Agents. Give me a call and lets talk! … Continue reading...
Keys to Purchasing a Home with a Real Estate Agent
Buying a home is one of the most significant financial decisions you’ll make in your lifetime. It’s exciting but can also be daunting, especially if you’re a first-time homebuyer. Partnering with a real estate agent can make the process smoother, more efficient, and less stressful. Real estate agents have the experience, knowledge, and resources to guide you through every step of the home-buying process. Here are the essential keys to purchasing a home with a real estate agent. 1. Choose the Right Real Estate Agent The first and most crucial step in purchasing a home is selecting the right … Continue reading...
5 unexpected things to consider when buying a home for the first time.
5 Unexpected Things to Consider When Buying Your First Home Buying your first home is exciting, but it comes with some surprises that many first-time buyers overlook. Here are five key things to keep in mind: 1. Prepare for Extra Costs Beyond the down payment and closing costs, be ready for other expenses like repairs, homeowners insurance, HOA dues, and utility setup fees. Having a small fund set aside can save you from unexpected financial stress. 2. Protect Your Privacy Be aware of consumer protection laws, especially if you’re sharing sensitive information. Laws like the … Continue reading...
Interest rates
30 Year Fixed FHA 5.75% (6.539% APR) Discount points to bank of $1473 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed VA 5.75% (6.019% APR) Discount points to bank of $1634 $500,000 Purchase Price $511,500 Loan Amount with financed VA funding fee First time VA use Zero down payment, 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed Conventional 6.375% (6.539% APR) Discount points to … Continue reading...
First time home buyers tips.
list of steps for buying a house for the first time. 1: Start saving a down payment, 2: Check your credit score, 3: Get pre-approved for a mortgage, 4: Find a real estate agent, 5: Go shop for a home!, 6: Make an offer, 7: Get a home inspection, 8: Get a home appraisal, 9: Head to closing, Perhaps there might be other helpful information about list of steps for buying a house for the first time. … Continue reading...
Close out homes in the 500″s range
Close out on these, Cherry Creek Schools in the 500s with everything included (blinds, all appliances, A/C, garage door opener). The commission rate for you and any team members is 2.8% of the base price. We’re buying down the rate for 1 year to 4.625% as well using CMG Mortgage. Homes will need to close by 9/15 for the rate lock. Cheers 😊 … Continue reading...
What to take to a lender when applying for a loan
Homes are selling quickly; not as quickly as this time next year BUT You do need to set yourself up for house-hunting success by being as prepared as possible. It may sound easy but I can tell you it is very frustrating. The look back on this paperwork collection is fairly intense, especially in these days of going paperless. Another tip for success, work with a knowledgeable agent – like me! I'm just a message away. … Continue reading...
Remodeling Kitchen, step by step
Remodeling a kitchen is a significant project that can completely transform the heart of your home. Whether you're looking to increase functionality, update the style, or enhance the overall value of your house, a well-executed kitchen remodel can achieve all these goals. Here’s a step-by-step guide to help you navigate through the process. Step 1: Planning and Budgeting Assess Your Needs: Begin by identifying what you need from your kitchen. Do you need more storage? Better lighting? More counter space? Understanding your needs will help you prioritize your remodel. Set a Budget: … Continue reading...
Are Home Prices Going To Come Down?
Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening. Some say home prices are heading for a correction, but what do the facts say? Well, it helps to start by looking at what a correction means. Here’s what Danielle Hale, Chief Economist at Realtor.com, says: “In stock market terms, a correction is generally referred to as a 10 to 20% drop in prices . . . We don't have the same established definitions in the housing market.” In the context of today’s housing market, it doesn’t mean home prices are going to fall … Continue reading...
What I do as a Realtor
Myresponsibilities can be quite varied but typically include the following: Market Analysis: They analyze market trends, property values, and economic indicators to provide insights into the best times to buy or sell properties. Property Listings: They list properties for sale or rent, showcasing them through various marketing channels to attract potential buyers or tenants. Client Representation: They represent buyers, sellers, landlords, investors or tenants in real estate transactions, ensuring their clients' interests are protected and they get the best possible deals. Negotiation: … Continue reading...