“Renting is like throwing money into the wind—buying is planting a tree that grows money.” “Why pay someone else’s mortgage when you could pay your future?” “You can rent your life away, or you can buy a piece of freedom.” “Renting is a treadmill—running fast but getting nowhere. Buying is walking toward wealth.” “Rent payments build someone else’s equity—mortgage payments build your legacy.” “The rent trap: you’re paying for someone else’s vacation home while you sleep in a rental.” “Buying gives you control, renting makes you pay for someone else's.” “Don’t rent your life. Buy it. Own … Continue reading...
Looking for a single family home or condo in Aurora, Co.
Looking to buy a single family home in Aurora, there are 945 active listings. Ho about a condo or townhome, there are 578 on the market … Continue reading...
This is what a FHA rate looks like for this week
Hello and Happy Friday once again! The Federal Reserve surprised the markets with a .50% rate drop this week as most experts were expecting a smaller .25% drop. Federal Reserve Chairman Jerome Powell did not provide much insight on the plan moving forward and what the Fed might do when they meet again in November and December although investors are predicting more rate cuts at these meetings. Interest rates are slightly worse this week over last as bonds are slightly worse. Here is what I'm seeing: 30 Year Fixed FHA 5.25% (6.037% APR) Discount points to bank of … Continue reading...
Which state would you like to move to?
Which State do you want to move to in the future? I have connections in all 50 states with Real Estate Agents. Give me a call and lets talk! … Continue reading...
Keys to Purchasing a Home with a Real Estate Agent
Buying a home is one of the most significant financial decisions you’ll make in your lifetime. It’s exciting but can also be daunting, especially if you’re a first-time homebuyer. Partnering with a real estate agent can make the process smoother, more efficient, and less stressful. Real estate agents have the experience, knowledge, and resources to guide you through every step of the home-buying process. Here are the essential keys to purchasing a home with a real estate agent. 1. Choose the Right Real Estate Agent The first and most crucial step in purchasing a home is selecting the right … Continue reading...
5 unexpected things to consider when buying a home for the first time.
5 Unexpected Things to Consider When Buying Your First Home Buying your first home is exciting, but it comes with some surprises that many first-time buyers overlook. Here are five key things to keep in mind: 1. Prepare for Extra Costs Beyond the down payment and closing costs, be ready for other expenses like repairs, homeowners insurance, HOA dues, and utility setup fees. Having a small fund set aside can save you from unexpected financial stress. 2. Protect Your Privacy Be aware of consumer protection laws, especially if you’re sharing sensitive information. Laws like the … Continue reading...
Interest rates
30 Year Fixed FHA 5.75% (6.539% APR) Discount points to bank of $1473 $500,000 Purchase Price $490,943 Loan Amount 3.5% Down Payment $17,500 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed VA 5.75% (6.019% APR) Discount points to bank of $1634 $500,000 Purchase Price $511,500 Loan Amount with financed VA funding fee First time VA use Zero down payment, 720+ credit scores, single family primary home purchase, 45 day lock period 30 Year Fixed Conventional 6.375% (6.539% APR) Discount points to … Continue reading...
Close out homes in the 500″s range
Close out on these, Cherry Creek Schools in the 500s with everything included (blinds, all appliances, A/C, garage door opener). The commission rate for you and any team members is 2.8% of the base price. We’re buying down the rate for 1 year to 4.625% as well using CMG Mortgage. Homes will need to close by 9/15 for the rate lock. Cheers 😊 … Continue reading...
Owning vs Renting information to consider!
Pros pf Owning: Build wealth, Renting is not as financially-thinking as owning. With your home payment, you are getting something in return. As you pay down your mortgage and your home appreciates in value, your net worth increases, building a legacy you can pass on. Stable Costs. Whereas rents can increase every years, locking in your mortgage to a fixed payment keeps your housing cost stable over time. Make the home your own. As a homeowner, you are free to personalize your home to your heart content! Source of Cash. As your home appreciates, you can refinance your mortgage to … Continue reading...
How I help my Buyers
My goal is to help buyers go from wanting to nut to getting the keys to their new home. Of course, easily and with little stress as possible. How I help them is by the following: Access all their options from new build to fixer-uppers. Avoid Overpaying. I do home values in the area they want to buy in. Prepare the Paperwork. Review properties with an expert eye. Negotiate the deal. Connect them with experts from lenders to inspectors. Make good decisions, I can provide insight of what is happening in the area. Call me if you are looking to buy a home at 303-358-1147. … Continue reading...