Don’t Let You Home Closing Cost Catch You off GUARD

When you make an offer on a home and it gets accepted, you have every reason to be excited. Becoming a homeowner is making an investment in your own future; likely the largest financial investment you will make. However, it is prudent to be aware that there are other costs involved in purchasing a home other than your down payment and monthly mortgage payments. Closing costs are an expense you may not be aware of if you are a first-time homebuyer. These costs must be paid prior to closing on the home. They include property taxes, homeowner’s insurance, title search fees, and appraisal fees. … Continue reading...

Buying a home may help you shield you from inflation!

It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home? Here’s the good news. Owning a home is actually one of the best ways to protect yourself from the rising costs that come with inflation. A Fixed Mortgage Protects You from Rising Housing Costs One of the key benefits of homeownership is that when you buy a home with a … Continue reading...

Question you should ask your lender!

5 Must-Ask Questions for Your Lender Before Buying a Home Buying a home is one of the most exciting milestones in life—but let’s be real, the financing side of things can feel overwhelming. That’s why asking the right questions upfront is key to making the process as smooth (and stress-free!) as possible. Before you dive into house hunting, grab this quick cheat sheet and make sure your lender answers these five essential questions: 1️⃣ What’s the Best Loan Type for Me? Every buyer’s situation is unique, and there are several loan options available—FHA, VA, conventional, jumbo, and more. … Continue reading...

Now is the time to make that MOVE!

Did you know about the Stackable Grants for First Time Homebuyers up to $25,000.  All loans are subject to credit approval and other eligibility requirements apply.  Tracey Christopher is a great Mortgage Broker with BOK Financial Mortgage company.  She can be reach at Tchristopher@bokf.com or her phone is 303-524-3112.  Both Tracey and myself would be happy to go to work for you and get you in to the first time home.   Call either of us today!   … Continue reading...

Buyer Question: pre-approved for a mortgage or pay cash?

Understanding a buyer’s financing situation as early as possible is essential for ensuring a smooth and successful home-buying process. By identifying how a buyer plans to finance their purchase—whether through a mortgage or a cash payment—you can proactively address any potential challenges or contingencies that may arise. This allows you to prepare for additional documentation, lender requirements, or any financial roadblocks that could delay or complicate the transaction. For example, if a buyer is relying on mortgage financing but has not yet been pre-approved, they may face delays in … Continue reading...

Thinking About Selling Your Home? Start with the Right Value!

🌟 Thinking About Selling Your Home? Start with the Right Value! 🏡 Knowing your home’s value is just the beginning. As your trusted real estate expert, I bring more than just numbers—I bring knowledge, strategy, and results to help you sell your home for the best price. ✅ Accurate Home Valuation ✅ Understanding the Market – Who’s your likely buyer? What’s trending in your area? ✅ Tailored Marketing Strategies – Reaching buyers in English and Spanish for maximum exposure. Selling a home takes more than a "For Sale" sign. I work smarter and harder to market your home to the right … Continue reading...

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