If you’ve been browsing homes lately, you’ve probably noticed the trend—homes are flying off the market, often with multiple offers and over asking price. Welcome to a seller’s market! While this kind of market can feel intimidating for buyers, it’s not impossible to land the home of your dreams. It just takes some strategy, speed, and a little local expertise. Here are some of our top tips for buying a home in a seller’s market: 1. Get Pre-Approved (Not Just Pre-Qualified!) In a competitive market, having a pre-approval letter in hand shows sellers you mean business. It proves you’re … Continue reading...
Are you Saving for a Home , your tax refund is a good start.
Are You Saving Up To Buy a Home? Your Tax Refund Can Help You’ve been working on your savings and dreaming of that moment when you finally have keys to a place that’s truly yours. What you might not realize is that your tax return could give you a little extra cash to help you get there sooner. As Freddie Mac notes: “ . . . your tax refund from the IRS can be a useful supplement to your homebuying budget.” So, if you’re getting a tax refund this year, you can use it to help you pay for some of the upfront costs that come with buying a home, like the down payment and closing costs. … Continue reading...
House Hunting: What to Look For & Where to Compromise
✅ Must-Haves (Don’t Settle Here!) These are your non-negotiables—things that affect your safety, budget, and daily life. Location Close to work, school, family, and essentials Safe neighborhood and good schools Budget Stay within your comfortable price range Don’t overextend financially Bedrooms & Bathrooms Enough space for your household now and in the near future Structural Integrity Solid foundation, roof, plumbing, and electrical Watch for water damage or signs of major repairs … Continue reading...
Looking for a great investment, Buy a HOme!
Why you should sign a buyer agency agreement
Realtor Etiquette: Why You Should Sign a Buyer-Broker Agreement Before Touring Homes Have you ever wondered, “If a Realtor shows me a house, do I have to use them?” If you’re asking this question, it’s time to rethink how you’re approaching the home-buying process. Before you start scheduling home tours, there’s an important step you need to take—signing a buyer-broker agreement. Why Signing a Buyer-Broker Agreement Matters A buyer-broker agreement is a legal contract that establishes the relationship between you (the buyer) and your real estate agent. This agreement benefits both parties … Continue reading...
Buy a home and let me be your Realtor and I will throw a house warming party.
Return to editingHamm Homes Will Throw a House Warming Party for You When you buy a home with me, I will throw a house warming party for you, to celebrate the purchase of your new home. At no cost to you I will cook, and provide food and non-alcoholic beverages. The only thing you'll have to worry about providing is the people. If this sounds good give me a call today! … Continue reading...
3 things that can make or break a offer.
3 Keys to Making a Winning Offer on a Home Buying a home is an exciting journey, but in today’s market, a strong offer can mean the difference between landing your dream home or losing out to another buyer. Before you make your move, here are three crucial factors that can make or break your offer. 1. Your First Offer Sets the Tone It’s tempting to start low and negotiate up, but in a competitive market, lowballing can backfire. Sellers want serious buyers, and a weak offer might not even get a counter. Instead: ✔ Research the market—know what similar homes are selling for.✔ Make a fair, … Continue reading...
What to do when touring homes
Touring homes with the intention of buying one is different to just visiting someone's home. As a Realtor I have toured many, many homes over the 20 plus years I have been selling homes. I used to sell antiques, and when i was out hunting for inventory I often thought about what clients wanted. I found touring homes a similar experience, I walk though a home with an idea of what my clients have told me they want in a home. It is more than just three bedrooms and two baths, I usually sit and talk with clients for a while to discover what makes them tick, to uncover their lifestyle and what … Continue reading...
Are you Tired of Renting?
Are you ready to say goodbye to renting and hello to owning? If you are renting, you afe paying a mortgage, it is just not your mortgage. I might be one of the few Realtors who say that home ownership is not for everyone. We can chat about this statement if that makes sense. 🏡✨ Investing in your future starts with finding the perfect place to call home, and I’m here to help you every step of the way. From searching for homes to negotiating the best deal, I’ll make sure your journey to homeownership is as smooth as possible. Let’s make your dream home a reality—reach out … Continue reading...
Smooth Financing for Your Real Estate Ride!
Real estate may feel like a roller coaster 🎢, but securing your financing doesn’t have to be! I’m here to make the process as smooth as possible so you can focus on the thrill of finding your dream home. Ready to take the first step? Let’s chat about getting you preapproved and on track to buy with confidence! … Continue reading...