Tips for Home Ownership in the Denver, Aurora, or Cherry Creek Area.

🏡 The Steps to Homeownership

1. Check Your Finances
   Review your credit score, income, and savings. A healthy credit score and some money set aside for a down payment and closing costs will set you up for success.

2. Get Pre-Approved
   Talk to a trusted lender to find out how much home you can afford. A pre-approval letter shows sellers you’re serious and ready to buy.

3. Find Your REALTOR®
   Partner with an experienced agent (like me 😉) who knows your area and will guide you every step of the way—from search to keys in hand!

4. Start Your Home Search
   Make a list of your must-haves and nice-to-haves. Tour homes, compare options, and imagine your life there.

5. Make an Offer
   Once you’ve found the one, your agent will help you write a strong offer and negotiate the best possible terms.

6. Get a Home Inspection
   A professional inspection helps you understand the home’s condition and any repairs needed before you move forward.

7. Appraisal & Underwriting
   Your lender will order an appraisal to confirm the home’s value. Then, your loan goes through final approval (called underwriting).

8. Closing Time!
   Review your closing documents, sign the paperwork, and bring your down payment funds.

9. Get the Keys 🔑
   Congratulations—you’re officially a homeowner! Time to move in and make it your own.

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